Finance · Tax
Stamp Duty Calculator
Estimate state-wise stamp duty and registration on property consideration.
How this calculator works
Stamp duty and registration are the quiet budget-busters in a home purchase. Use this to size that cost early — rates differ by state and sometimes by buyer gender.
Always re-check circle rate vs agreement value; duty is often on the higher of the two.
- Select your state.
- Enter consideration (or the higher of agreement value and circle rate).
- Choose property type and buyer gender if concessions apply.
- Calculate stamp duty, registration, and total.
Formula
stamp duty = consideration × duty%
. registration = consideration × registration%. Rates are loaded from versioned state rate tables — not hardcoded in the calculator logic.
Examples
More about this calculator
Practical use cases
First-home buyers building a true move-in cost sheet. Comparing cities. Checking women-buyer concessions where notified.
Common mistakes
Paying only on agreement value when circle rate is higher. Forgetting registration fee. Reusing another state’s percentage.
Tips
Confirm rates on your state IGR website. Keep a buffer for society transfer charges.
Important notes
Not legal advice. Stamp duty and registration rates vary by state and can change — confirm with the local sub-registrar or a property lawyer before you pay. Figures here are indicative planning estimates.
FAQs
No. Each state notifies its own rates and concessions.
Usually the higher of guideline/circle rate and agreed sale value.
Some lenders finance a portion; many do not. Ask your bank in writing.